Opening Hours

Open at 9:00am Today

Opening Hours

  • Monday - Thursday

    9:00am - 8:00pm

  • Friday

    9:00am - 5:30pm

  • Saturday

    9:00am - 5:00pm

  • Sunday

    Closed All Day

Our Address

Key, Baines House,

4 Midgery Court, Fulwood,

Preston, PR2 9ZH

UK FREEPHONE

0808 252 9170

Helping with regular bills

Retirement is a time when income traditionally decreases and regular bills can become a financial burden. If monthly payments are holding you back, there could be another option

The rising cost of living


Later life often brings with it a unique set of challenges – lower incomes, rising cost of living, and underperforming pension funds.

The average pensioner now needs nearly £230 a week to live on, almost £60 more than the state pension pays.* Keeping pace with the rising cost of living can be a struggle and lead to people wondering how they could possibly live the retirement they have always wanted while still affording their day-to-day bills.

* YourMoney.com - https://www.yourmoney.com/retirement/pensioners-need-60-a-week-more-to-live-on/

How much money do I need in retirement?


Everyone would like to feel confident that when they retire they’re set financially for the rest of their life and can sit back and relax. However, even if you’ve been diligent about saving your whole life, the best laid plans can change.

No one can predict how long they will need their retirement income to last and, unfortunately, when you retire your bills won’t disappear. Utility and food expenses will still be there, car payments or transport costs, and insurance. In some instances for retirees, there could even be an existing mortgage or debt to deal with on a monthly basis too.

The number and cost of these outgoings isn’t always fixed and could rise from year to year. On top of this, many will find themselves with care costs for themselves.

Is equity release right for you?


Equity release could be a way for homeowners aged over 55 to release some of the tax-free cash from their property to spend on a variety of uses. However, it’s not right for everyone.  

At Key Equity Release, our specialist equity release advisers will discuss your needs and ensure you consider your options, and their expert advice is available over the phone, via video appointment or face-to-face, whichever is right for you. All of Key’s equity release advice relates to their range of Key-branded products and is completely free of charge, so you can find out if it’s right for you without it costing you a penny.
 
And, if equity release isn’t right for you – we’ll tell you.

How do I get started?

Get your free guide

Download your free guide to see how equity release works

I want to calculate

Take the next step and find out how much you could release with our free equity release calculator.

I want to get advice

Or, if you would like to discuss your options with one of our friendly expert equity release advisers, request a free call back here.

Things to consider

Your specialist equity release adviser will explain:

  • It's a Financial Conduct Authority requirement you receive specialist advice from a qualified equity release expert before releasing tax-free cash from your home. Please read all our information and make sure it's right for you
  • Key Equity Release offer lifetime mortgages only, which is a loan secured against your home. It will reduce the value of your estate and may affect your entitlement to means-tested benefits
  • All of our plans meet the Equity Release Council standards and come with several protections, including the no negative equity guarantee, which means you’ll never owe more than your home’s value
  • You should always think carefully before securing a loan against your home
Page last updated: Tuesday 11 August 2020