Our standard mortgages are available to people aged 18 and over. The maximum loan-to-value (LTV) is 95%; this means you can get a mortgage for up to 95% of the value of your home. This is based on affordability, so we’ll calculate how much you can borrow based on your circumstances and see what payments you can make each month.
What are the requirements for a standard mortgage?
As a minimum, you’ll need to be able to prove your income through employment and/or pension, as well as make capital repayment or interest payments on an interest-only basis. One of our friendly qualified mortgage advisers can tell you if you qualify over the phone.