The maximum loan-to-value (LTV) is 95%; this means you could get a mortgage for up to 95% of the value of your home. This is based on affordability, so we’ll calculate how much you can borrow based on your circumstances and see what payments you can make each month.
What are the requirements for a retirement repayment mortgage?
As a minimum, you’ll need to be able to prove your income through employment and/or pension, as well as make capital repayment or interest payments on an interest-only basis. One of our friendly qualified mortgage advisers can tell you if you qualify over the phone.