Things to consider

When comparing the whole equity release market, our independent specialist advisers will explain:

• You have to get advice before releasing equity. Please read all our information and make sure it's right for you
• The plans we recommend have a no negative equity guarantee, so you’ll never owe more than your home’s value
• Equity release reduces your estate's value and may affect any means-tested benefits you're eligible for
• The initial consultation is free with no obligation to proceed. If you decide to go ahead with an equity release plan our advice fee, usually 1.99% of the amount released (£1,499 minimum), is payable only on completion
• A lifetime mortgage, which is a loan secured against your home, is the most popular form of equity release and you will still own your home