Equity release calculator

How is your figure calculated?

Our equity release calculator uses two main factors to quickly work out how much tax-free cash you could release:

• Property value: A higher property value will result in a higher equity release calculation. The minimum property value to be eligibile for equity release is £70,000
• Age of youngest applicant: If you are applying as a couple, the amount of equity you can release will be calculated based on the youngest applicant. Both applicants must be aged 55 and over to be eligible

Compare equity release plans

• After your initial calculation, where our calculator reveals how much you could release, you will be able to compare plans and the different rates that may be available to you
• Learn about the different features that may be an option for you, such an inheritance protection, that help to ensure your equity release plan is right for you
• All our plans meet the Equity Release Council standards and have a no negative equity guarantee

Things to consider

Your specialist equity release adviser will explain:

• You have to get advice before releasing tax-free cash from your home - please read all our information and make sure it’s right for you
• Key Equity Release offer lifetime mortgages only, which is a loan secured against your home. It will reduce the value of your estate and may affect your entitlement to means-tested benefits
• All of our plans meet the Equity Release Council standards and come with several protections, including the no negative equity guarantee, which means you’ll never owe more than your home’s value