How your figure is calculated?
Our equity release calculator uses two main factors to quickly work out how much tax-free cash you could release:
- Property value: A higher property value will result in a higher equity release calculation. The minimum property value to be eligibile for equity release is £70,000
- Age of youngest applicant: If you are applying as a couple, the amount of equity you can release will be calculated based on the youngest applicant. Both applicants must be aged 55 and over to be eligible
Compare equity release plans
- After your initial calculation, where our calculator reveals how much you could release, you will be able to compare plans and the different rates that may be available to you
- Learn about the different features that may be an option for you, such an inheritance protection, that help to ensure your equity release plan is right for you
- All our recommended plans are approved by the Equity Release Council, and have a no negative equity guarantee
Things to consider
Your specialist equity release adviser will explain:
- You have to get advice before releasing tax-free cash from your home. Please read all our information and make sure it's right for you
- A lifetime mortgage, which is a loan secured against your property, is the most popular form of equity release and you'll retain full ownership of your home
- All of our plans are approved by the Equity Release Council and come with several protections, including no negative equity guarantee, which means you'll never owe more than your home's value
- Equity release reduces your estate's value and may affect any means-tested benefits you're eligibile for
You're in safe hands
All our plans are approved by the Equity Release Council. With our plans:
- You have the right to remain in your home for as long as you choose
- You have the freedom to move to another property without financial penalty (subject to criteria)
- You will never owe more than the value of your home with the no negative equity guarantee
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