Things to consider

Your specialist equity release adviser will explain:

• You have to get advice before releasing tax-free cash from your home. Please read all our information and make sure it's right for you
• A lifetime mortgage, which is a loan secured against your property, is the most popular form of equity release and you’ll retain full ownership of your home
• All of our plans are approved by the Equity Release Council and come with several protections, including the no negative equity guarantee, which means you’ll never owe more than your home’s value
• Equity release reduces your estate's value and may affect any means-tested benefits you're eligible for