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    • Friday 9:00am - 5:30pm
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      Key, Baines House,

      4 Midgery Court, Fulwood,

      Preston, PR2 9ZH

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Free guide to later life finance

  • Download your free guide
  • Learn more about your financial options in later life
  • Find out the benefits, risks and costs for each option

What’s inside? 

Our free guide gives you all the information you need to help make your later life finance decisions, including the basic facts on your options; the pros, cons and risks of each, an overview of how to source good financial advice – if you need it – and the steps you need to take to help you secure your financial future.

You'll discover:
  • The range of options which may be available to you in later life
  • How each solution works and how it could meet your needs
  • How to narrow down your options to find the one that is most suitable for your needs and circumstances
  • Whether you may be eligible for certain products
  • The potential risks involved with each of your later life financial options
  • What influences your total cost of borrowing and how you can manage it better
  • Why your decision needs to be right for both now and in the future
  • How to get good financial advice - if you need it


Things to consider


RIOs and later life mortgages

  • A mortgage is a loan secured against your home
  • Your home may be repossessed if you do not keep up repayments
  • You should always think carefully before securing a loan against your home
  • £1,299 advice fee only payable on completion


Equity release - lifetime mortgages

  • All our equity release advice relates to Key lifetime mortgages only - a loan secured against your home
  • You should always think carefully before securing a loan against your home to repay existing debt
  • The loan, plus compound interest, is typically repaid through the sale of the property when the last remaining applicant passes away or moves into long-term care
  • £1,299 advice fee only payable on completion

Your complete guide to later life finance

At Key, we specialise in later life mortgages. But we also know everyone’s needs are different. That’s why we’ve created a comprehensive, free-to-download guide to help you navigate your financial options in later life. 

Page last updated: Friday 06 October 2023