Key's award winning equity release advice can help you switch to the plan that best suits you. Our specialist advisers have access to plans from the whole equity release market. Even if you arranged your initial plan through another company we can still help you find a better deal.
Switching could save you thousands
If you have already taken out an equity release plan you may find that, as average interest rates for equity release plans have dropped in recent years, your current rate is no longer competitive. This means that you might benefit from swapping your current plan to a more competitive one.
Access more money from your home
If you'd like to unlock some extra cash from your home then you might be able to get a further advance, sometimes known as a 'top-up'. This is an additional loan that works in the same way as your original equity release plan. The value of your property may have increased, meaning you can borrow more.
Take advantage of the latest features
Different equity release plans come with a variety of features that you may or may not wish to take advantage of. There may be features such as inheritance protection or downsizing protection that may not be a feature of your current plan. If this is the case, you may be able to switch to unlock these additional benefits. You may also be able to qualify for an enhanced plan, if you have qualifying health conditions, giving you access to more cash at different rates.