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Whether you took out your plan a few, five or 15 years ago, you may be surprised at how much your property’s value has increased since. This could mean you have more available equity within your home, which could help ease any financial pressures, now or in the future.
Alternatively, now could be the right time to switch to a new plan with better features.
Different equity release plans come with a variety of features that you may or may not wish to take advantage of. There may be features such as downsizing protection that may not be a feature of your current plan. If this is the case, you may be able to switch to unlock these additional benefits. You may also be able to qualify for an enhanced plan, if you have qualifying health conditions, giving you access to more cash at different rates.
Our plans have features that can protect you in the current climate.
See if you could release more cash with your current plan or whether switching to a different plan may suit your needs better. Your adviser will look at any early repayment charges you may need to consider.
You can find out if you can switch your plan without it costing you a penny by talking to one of our expert equity release advisers. All our equity release advice relates to our range of Key branded products only and our fixed advice fee of £899 is only payable on completion.