Opening Hours

Open at 9:00am today

Opening Hours

  • Monday - Wednesday

    9:00am - 8:00pm

  • Thursday

    9:00am - 3:30pm

  • Friday

    9:00am - 5:30pm

  • Saturday

    9:00am - 5:00pm

  • Sunday

    Closed All Day

Our Address

Key, Baines House,

4 Midgery Court, Fulwood,

Preston, PR2 9ZH

UK FREEPHONE

0808 252 9170

Our qualified mortgage advisers search the whole market - including specialist lenders - to find the best deals for you.

Key's service can help you

  • Take out a new mortgage
  • Increase your existing borrowing
  • Get a better rate than on your existing mortgage
  • Find a solution for your maturing interest-only mortgage  
Maybe you want to remortgage or are coming to the end of your interest-only mortgage deal? Whatever your motivation, our qualified mortgage advisers are happy to help.

Even if your own bank or building society are unable to offer you a new mortgage or extend your existing loan, our specialist advisers can search the whole market for suitable plans.

Key offers an award-winning service with 56 industry awards and over 12,000 5-star Trustpilot reviews across all of our services. So you can be sure you’re getting reliable service from a trustworthy and independent company.

We also aim to take the stress out of every customer’s experience, with no pressure, no obligation and quick responses. You'll have a dedicated adviser taking you through the entire journey; somebody who understands your unique needs and can offer tailored advice. 

Remember a mortgage is secured against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.
 
Unless you decide to go ahead, our service is completely free of charge, as our advice fee of £995 would only be payable if the mortgage proceeds to completion.

How much can you borrow?

The maximum loan-to-value (LTV) is 95%; which in simple terms means you can get a mortgage for up to 95% of the value of your home.

This is dependent on affordability, so we'll calculate how much you can borrow based on your circumstances and what payments you can make each month.

To get a quick calculation use our free online calculator for instant results.
Get your calculation
You can borrow at any age through Key, right up to age 85 and beyond!

As a minimum you will need to be able to:
  • Prove your income through employment and/or pension
  • Make payments - either full repayment or interest only

You can find out if you qualify straight away over the phone by speaking to one of our mortgage advisers
Arrange callback

Frequently asked questions

Can a pensioner get a mortgage?

To get a mortgage it doesn’t matter whether you are still working or retired; it is based on affordability. Your income and outgoing expenses will both be taken into consideration as part of the process.

Can you arrange mortgages for over 60s?

Yes. We can arrange mortgages for any age as long as you meet the qualification criteria.

Can you get me a mortgage even if my bank won’t lend to me?

We have providers that could assist you even if your current lender is not prepared to extend your mortgage.

How long does the process take?

This depends on your application, but it will typically take 8-10 weeks from recommendation.

Should I have a mortgage in retirement?

Our advisers can help you consider whether a mortgage is right for you.