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    • Friday 9:00am - 5:30pm
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    • Sunday Closed All Day
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      Key, Baines House,

      4 Midgery Court, Fulwood,

      Preston, PR2 9ZH

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Our equity release plans

Find the right equity release plan for you

Compare a wide range of Key Equity Release plans

  • Annual rates from as low as 3.76% fixed for life with us*
  • Release up to 56% of your home's value, depending on your circumstances
  • Free fully qualified, expert equity release advice
  • Available to homeowners aged 55 and over with a property worth at least £70,000
  • Choose features to personalise your plan based on what matters most to you
  • All of our plans meet the Equity Release Council standards which means they come with the no negative equity guarantee, so you can’t pass on any debt through equity release to your beneficiaries
Whether you’re looking for low interest rates, high loan amounts or flexible features, there’s a Key Equity Release plan for you.

* Most Key Equity Release customers have received a fixed annual interest rate of 3.70% or lower. The overall cost for comparison is 3.89% APR.* Lowest available rate correct as of 4 May 2022. All other stated rates correct as of 4 May 2022. Interest rate received and plan features are subject to eligibility. Ask for a personal illustration.

Free eligibility check


Being eligible for equity release may be easier than you think. There’s no affordability check, and as long as you’re a homeowner aged 55 and over, and your property is worth more than £70,000, you could be eligible. Use our free eligibility checker to see if you qualify.
 
Things to consider
  • You have to get advice before releasing tax-free cash from your home - please read all our information and make sure it’s right for you
  • Key Equity Release offer lifetime mortgages only, which is a loan secured against your home. It will reduce the value of your estate and may affect your entitlement to means-tested benefits
  • All of our plans meet the Equity Release Council standards and come with several protections, including the no negative equity guarantee, which means you’ll never owe more than your home’s value
  • All our equity release advice relates to our range of Key branded products only, and our fixed advice fee of £599 is only payable on completion
Page last updated: Friday 06 May 2022