In England and Wales, there are two types of LPA which deal with entirely different aspects of your life; Property and Financial Affairs, and Health and Welfare. You can choose to have both or just one on its own.
Giving a trusted person power of attorney over your health and welfare does not mean they will automatically gain control over your financial affairs and vice versa.
|Feature||Property and Finance||Health and Welfare|
|Act on your behalf|
|Deal with bank accounts|
|Sign paperwork related to equity release|
|Deal with utility bills|
|Deal with solicitors|
|Discuss medical issues with your doctors|
|Make decisions about healthcare|
|Deal with social services|
Contrary to popular belief, married or co-habiting couples are not automatically able to legally deal with each other’s affairs. Taking out an LPA and appointing your partner as an attorney ensures they have the authority to act on your behalf should you require it.
Legally, being married or co-habiting doesn’t afford you the right to: