All advisers at Key follow strict rules and guidelines, ensuring each customer receives the correct recommended plan type and the plan meets their needs, making equity release plans both accessible and safe. As an equity release advisory service, we are also authorised and regulated by the Financial Conduct Authority (FCA). In order to take out an equity release plan you have to take specialist advice - and you will only be advised to continue if equity release is right for you.
With Equity Release Council (ERC) approved plans a number of guarantees are available. These include a no negative equity guarantee, the right to remain in your property for life and the right to move to another property (subject to criteria).
We are also dedicated to making sure that our customers receive all of the facts about equity release - including that equity release will reduce the value of your estate and may affect your entitlement to means-tested benefits.