Opening Hours

Open at 9:00am Today

Opening Hours

  • Monday - Thursday

    9:00am - 8:00pm

  • Friday

    9:00am - 5:30pm

  • Saturday

    9:00am - 5:00pm

  • Sunday

    Closed All Day

Our Address

Key, Baines House,

4 Midgery Court, Fulwood,

Preston, PR2 9ZH

UK FREEPHONE

0808 252 9170

You're in safe hands with Key Equity Release

  • No negative equity guarantee
  • With a lifetime mortgage you retain full home ownership
Key are proudly rated 5 stars on Trustpilot by over 15,000 of our customers

How your figure is calculated

Our equity release calculator uses two main factors to quickly work our how much tax-free cash you could release:

  • Property value: A higher value property will result in a higher equity release calculation. The minimum property value to be eligible for equity release is £70,000
  • Age of youngest applicant: If you are applying as a couple, the amount of equity you can release will be calculated based on the youngest applicant. Both applicants must be aged 55 and over to be eligible

Compare equity release plans

  • After your initial calculation, where our calculator reveals how much you could release, you will be able to compare plans and the different rates that may be available to you
  • Learn about the different features that may be an option for you, such as inheritance protection, that help you ensure your equity release plan is right for you

What is a lifetime mortgage?

A lifetime mortgage, the most popular form of equity release, is a loan secured against your home. You continue to retain full ownership of your property, as your plan is usually repaid when your home is sold, which is typically when you or the last remaining applicant, either passes away or enters long-term care.

Find out more about lifetime mortgages, including drawdown and additional plans.

Things to consider

Your specialist equity release adviser will explain:

  • To safeguard your health, our expert equity release advice is now available in full over the phone. You have to get advice before releasing tax-free cash from your home - please read all our information and make sure it's right for you
  • A lifetime mortgages, which is a loan secured against your home, is the most popular form of equity release and you'll retain full ownership of your home
  • All of our plans meet the Equity Release Council standards and come with several protections, including the no negative equity guarantee, which means you’ll never owe more than your home’s value
  • Equity release reduces your estate's value and may affect any means-tested benefits you're eligible for