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Able to retire and go on holiday

Michael and Carol worked in operating theatres, in excess of 60-70 hours a week. Understandably, after some time it began to take its toll, particularly on Michael’s health.

The couple were struggling to keep on top of debts, jobs around the house, and saving for retirement. So, without any clear solution, they faced working for many more years.

Michael said: “We found that it was getting more and more difficult but we never seemed to see an end to it.”

Equity release enabled Michael to cut down his hours straight away. After paying off their credit cards and mortgage they still had money left over to go on holiday.

“We’re able to retire in 10 weeks’ time which we’re both looking forward to,” said Carol. “I wouldn’t change anything at all, everything went absolutely smoothly.”
Arrange advice

Arrange advice

All of our advice is free and unique to you, delivered by fully-qualified equity release experts. We're authorised and regulated by the FCA and take the time to get to know you and your needs to ensure we find and recommend the right outcome for you.

If you are considering equity release we recommend that you read through is equity release right for you?

More about equity release

How does it work?

See how equity release works and how it may help you access some of the cash tied up in your home
Learn more

Is it right for me?

Find out all of the necessary facts and information to see if equity release is right for you
Learn More

Your journey

Find out how to apply for an equity release plan and what you can expect from your journey with us
Learn More

Things to consider

Your specialist equity release adviser will explain:

  • You have to get advice before releasing tax-free cash from your home. Please read all our information and make sure it's right for you
  • A lifetime mortgage, which is a loan secured against your property, is the most popular form of equity release and you’ll retain full ownership of your home
  • You should always think carefully before securing a loan against your home
  • All of our plans are approved by the Equity Release Council and come with several protections, including the no negative equity guarantee, which means you’ll never owe more than your home’s value
  • Equity release reduces your estate's value and may affect any means-tested benefits you're eligible for