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Travel tips for a smoother trip

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Whether it’s your trip of a lifetime or just a short jaunt abroad, being a bit more prepared always pays.
 
You shopped around for flights, found a great deal on accommodation and bought your holiday wardrobe in the sale. But these aren’t the only ways to make your money go further. 

No matter how carefully you’ve planned your trip so far, there’s always room for some more savings. 

Start as you mean to go on 

Collapsing into your seat on the plane feeling utterly frazzled. Leaving home in the early hours of the morning for a painful dash to the airport. Sound familiar? 

It doesn’t have to be like this. 

Start your holiday already feeling relaxed and well-rested by looking for deals on a room at your airport’s hotels. 

It’s often cheaper than paying for taxis or parking. However, do make sure you book one that’s either on site or has a frequent shuttle to the airport. 

Credit where it’s due 

Using a credit card to pay for your travels because of the consumer protection or rewards it offers can be a clever move. But only if you have the cash to pay for your trip as soon as the bill comes. 

Use a credit card to pay for travel without the funds to pay for it, and it might not be only the holiday memories that last a lifetime.

While you’re away 

Forget your toothbrush and it will cost just a pound or two to replace.

However, wait until the last minute to book a kennels, a pet sitter or a house sitter, and you might not only be limiting your choice, but could also find yourself paying over the odds. 

Don’t delay, insure today 

It’s easy to fall into the trap of thinking your travel insurance is just for when you’re on your trip. While none of us want to think something might get in the way of our holiday, it can and does happen. 

Getting insurance once or even before you’ve booked your break that includes cancellation cover shouldn’t cost you any extra. What’s more, if the worst happens, it could save you thousands. 

Just the ticket 

If you’ve got plans to visit certain attractions, parks, events or museums on your travels, get your tickets beforehand. This could cut down on queueing time once you’re actually there, plus many major attractions offer a discount for booking in advance. 

Will equity release fund your dream holiday? 

Use our free online equity release calculator to find out how much you could release today. 

Things to consider
 
Our independent, specialist equity release advisers compare products from the whole of the market to find the most suitable equity release plan for you. They’ll discuss all the options available to you and explain that taking an equity release plan reduces the value of your estate and may affect any means-tested benefits you’re eligible for.

With a lifetime mortgage, you’ll still own your home. It’s a loan secured against your home and is repaid when you, or the last surviving applicant, pass away or move into long-term care. 
Equity release plans we recommend have a no negative equity guarantee, which means you’ll never owe more than the value of your home.

You have to get expert advice before releasing equity; it’s a regulatory requirement. Key’s initial consultation is free with no obligation to proceed. If you decide to go ahead with an equity release plan, our advice fee – usually 1.99% of the amount released, subject to a minimum of £1,499 – is payable only on completion.

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