It’s August. Many will be thinking of idling on holiday. But the green-fingered among us know that doesn’t mean we can let things slide in the garden. These are just a few of the jobs worth doing.
It’s something to be done all year round. Pull them as soon as you notice them, that way you’ll reduce the number of overwintering weeds which could cause you problems next year.
Remove dead branches on shrubs and small trees. It’ll make your garden look better and, when you prune correctly, encourage healthy growth and flowering. Like pulling weeds, it’s important to keep on top of.
Watch the weather
Although the UK is notorious for its changeable climate, it’s important you keep new plantings – anything put in the ground within the past six months – watered during hot, dry spells.
Apply a fresh layer of mulch after weeding and you’ll reduce future weed crops and help maintain the soil’s moisture.
Although summer’s end may be in sight, you can still plant crops. Starting seeds, such as spinach, lettuce or greens, means you can continue to populate the vegetable patch through autumn and early winter as they’ll all tolerate a light frost.
Get ready for next year
It’s good to be prepared. August is a great time to start ordering those spring flowering bulbs, such as daffodils and tulips. Remember though, don’t begin planting until the temperature falls below around 15°C (60°F).
Make bigger changes to your garden
If you’re looking to make bigger changes to your garden this August, there’s loads you can do. Do the right things and they could do more than just make it a nice place to spend the warm summer evenings.
Having a well-maintained garden can add as much as £2,000 to the value of your home1
. Here are a few ways to get the most out of what could be your personal piece of paradise.
Storage space is often a big plus point for any home valuation. That includes the outside too. In fact, according to industry experts it’s the garden feature that can add the most value to your property1
Secure fencing or walls
It’s not just about security. Solid fencing or walls also provide privacy. This can also add to the value of your home.
Good quality patio paving
Having an outdoor space that’s enjoyable and easy on the eye can provide more than a nice spot to breathe in the summer, it can help increase your home’s valuation too.
How to fund your dream garden
We’d all like the perfect outdoor space. But it can come at a cost. However, if you want to make the most of your garden and need funds to do it, there are options available. Equity release
could be one of them.
Equity release is a way to unlock some of the tax-free cash tied up in your home. You can spend the money however you wish; making improvements to your home and garden for example.
If you did, you certainly wouldn’t be alone. Almost two thirds of our customers used all or some of the money they released from their home to improve their property during the first half of 20192
Equity release is a flexible and regulated way to make your home garden dreams a reality.
Typically, there are no monthly repayments, and if you take a lifetime mortgage
, the most popular form of equity release, you retain full ownership of your home. That’s because it’s a loan against your home, which, alongside the roll-up interest, is paid back when your plan comes to an end.
What’s more, with some plans you even have the option to protect your beneficiaries’ inheritance through inheritance protection.
How to take equity release
Before you release tax-free cash from your home, you first need to seek expert advice from an equity release adviser. It’s a regulatory requirement. Lenders won’t accept your application without it.
That’s where we come in. We’re an equity release broker. The whole process can be as quick as 8 to 12 weeks from application to completion, and we guide you all the way through. We’ll explain anything you’re unclear on and even sort out the paperwork for you along the way.
When you make an appointment with one of our equity release advisers, they’ll find out if equity release is right for you. If it’s not, they’ll tell you. After all, they’re there to help you.
and you’re choosing a company with more than 20 years’ experience. We also have a five-star Trustpilot rating from more that 14,000 satisfied customer reviews3
- Calculate now
- So, why wait? Find out how you could create the home you’ve always wanted by using our free, no-obligation equity release calculator now.
Things to consider
When comparing the whole equity release market, our independent specialist advisers will explain:
- You have to get advice before releasing equity. Please read all our information and make sure it's right for you
- The plans we recommend have a no negative equity guarantee, so you’ll never owe more than your home’s value
- Equity release reduces your estate's value and may affect any means-tested benefits you're eligible for
- A lifetime mortgage, which is a loan secured against your home, is the most popular form of equity release and you will still own your home
- Your initial consultation is free with no obligation to proceed. If you do, our advice fee, usually 1.99% of the amount released (£1,499 minimum), is payable only on completion
- Your guide
- If you’d like to know more about how equity release could change your life, request a free guide today.
Key’s Market Monitor