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Trip of a lifetime inspiration for summer 2019 and beyond

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Do you want this summer to be one you’ll always remember? One that, when you look back, stays with you forever?
 
So why not make it happen? No matter where you’ve been, what you’ve seen and the experiences you’ve had; there’s always more to do, more to explore, more to fall in love with. 
 
If immersing yourself in new surroundings and discovering different cultures is something you love, read on. Here’s some destinations to inspire your next summer adventure.  
 

Southern Africa

There aren’t many locations that showcase how much our planet has to offer than a trip around southern Africa. 
 
From an awe-inspiring Big Five safari expedition, where you’d see lions, elephants, buffalo, leopards and rhinos, to the natural beauty of Victoria Falls, and then the hustle and bustle of Cape Town. It really is a place for all tastes. 
 
Carole Anthony, who came to Key for expert equity release advice, used some of the tax-free cash released from her home to visit South Africa.
 
“South Africa was something else,” she told us. “I’ll never have to go to a zoo again. 
 
“I saw so many amazing animals in the flesh. Elephants, lions, and, my personal favourite, giraffes, as well as so many others. It was something I’ll never forget.”
 
A 10-day jaunt inside this intriguing continent should set you back around £2,500 per person, depending on your personal tastes. 
 
Go2Africa’s tour, which sees you start in Cape Town, South Africa’s oldest city, and finish in Zimbabwe, is just one of the many you can choose from. All should be able to satisfy your wanderlust. 
 

Australia's Pacific Coast

If Africa doesn’t appeal, or perhaps you’ve done it already, how about Australia’s Pacific coast? Antipodean winter sunshine, outdoor living, beaches as far as the eye can see and all the amenities of home. What’s not to like? 
 
You’ve probably heard of America’s Route 66. They have their own tarmac ribbon of perfection in Australia too; the Pacific Highway. 
 
From Sydney to Brisbane, it follows 570 miles of sunny shoreline through Port Stephens (as named by Captain Cook in 1770), the famous surfer beaches of the Gold Coast and onto the cosmopolitan capital of Queensland. It’s the perfect trip for those who want weather and sights. 
 
At the time of writing,British Airways is offering flights from London to Sydney for less than £700 return. And with plenty of car hire companies to choose from, you can make sure the perfect set of wheels is waiting for you when you land. 
 

Patagonia

If you prefer a climate cooler than Australia’s, Patagonia may be the answer. 
 
At the southern tip of the Americas and shared by Argentina and Chile, Patagonia is home to one of the most incredible and important natural events you can witness. The Perito Moreno Glacier in Argentina’s Los Glaciares National Park is one of the only glaciers in the world currently growing. 
 
Witnessing such a spectacle is something many will never do. Being able to explore the icy beast by foot is even rarer. But there are two-hour or five-hour trekking tours available when you arrive. 

Patagonia mountain range 
Add to that the chance to witness the beautiful Patagonia Lake District, jaw-dropping Torres del Paine National Park and Argentina’s stunning capital city, Buenos Aires, and you may have the most picturesque corner of the world. 
 
There are plenty of package deals available online for this tour, including Trailfinders’, who charge just over £4,300 for a 15-night jaunt. 
 

How to fund your trip of a lifetime

Naturally, exploring the exotic corners of the world often comes with a high price tag. It’s unlikely your State Pension income will cover the costs of a once-in-a-lifetime break. 
 
But why miss out on what the world has to offer? Simply put, you shouldn’t, and equity release may be able to solve that issue. 
 
By unlocking some of the tax-free cash tied up in your home, you could join our thousands of customers who used their property wealth to finance a holiday1
 

Why equity release?

With a lifetime mortgage, the most popular form of equity release, you retain full ownership of your home. That’s because, like a regular mortgage, a lifetime mortgage is a loan secured against your property. 
 
However, unlike a regular mortgage, there is no affordability check to pass. Typically, you won’t have to make monthly repayments. That’s because the loan, plus roll-up interest, is paid back when you, or the last remaining applicant, either passes away or enters long-term care. 
 
The money you release, usually anywhere between £10,000 to £100,000, or more depending on your circumstances and preference, is yours to spend as you wish. That could mean touching down in Australia, seeing animals on an African safari or exploring natural wonders of the world in Patagonia.  And there’s also no need to worry about the future. Key recommends Equity Release Council approved plans. These all come with the no negative equity guarantee, meaning no matter what, you’ll never owe more than your home’s value.
 
What’s more, if you want to leave an inheritance, you still can. If you choose a plan with inheritance protection, you can ring-fence a percentage of your home’s future worth as a guaranteed inheritance. That means those important to you are still cared for after the last remaining applicant passes away. 
 

Where does Key come in?

Before you can take out equity release, you must take expert advice. A lender won’t provide an offer without you doing so, and it’s a regulatory requirement too. 
 
That’s where we come in. Key is an equity release adviser and broker. We offer you completely independent advice on whether equity release is right for you. And rest assured; if we don’t think it is, we’ll tell you. We’re 100% on your side.  
 
So, what are you waiting for?
  • Request your FREE guide now
  • Request your free equity release guide and discover how we’ve helped more than 1 million people decide if equity release is right for them2
  • Your guide
 What should you consider before taking out equity release?
Our independent, specialist equity release advisers compare products from the whole market to find the most suitable equity release plan for you. They’ll discuss the options available, explain that taking an equity release plan reduces the value of your estate and may affect any means-tested benefits you’re eligible for.
 
Key’s initial consultation is free with no obligation to proceed. If you decide to go ahead with an equity release plan our advice fee – usually 1.99% of the amount released, subject to a minimum advice fee of £1,499 – is payable only on completion.
  • See how much you could release today
  • See if your once-in-a-lifetime holiday dreams could be made a reality with our free, no-obligation equity release calculator
  • Calculate now
Key’s Market Monitor Q1 2019
2www.keyadvice.co.uk

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