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Be financially aware
Lifetime mortgages are secured loans. Compound interest means the amount you owe can grow quickly. Equity release reduces your estate's value and may impact means-tested benefits. It may leave little or no property equity, reducing future financial options.
What's inside?
Our equity release guide gives you everything you need to know when thinking about equity release. We’ll show how Key's award-winning service can help guide you through the equity release process so you’ll know exactly what to expect if you decide to go ahead. Most importantly, you’ll soon see if equity release is actually the right choice for you by:
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Learning more about how equity release works
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Getting all the facts about unlocking tax-free cash from your home
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Understanding the different types of equity release plan
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Seeing how lifetime mortgages work
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Reading how you can tailor your plan based on what's important to you
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Finding out more about the Equity Release Council safeguards
Additionally, you'll understand how equity release will reduce the value of your estate, and may affect any means-tested benefits you’re entitled to.
What are the next steps to release equity from my home?
Your other options with Key
Your adviser will take time to understand your needs. They’ll talk you through all your options, not just equity release. They’ll recommend what’s right for you. There’s no obligation and you only pay our fixed £1,699 advice fee if you go ahead.
Other options to think about
It's important to know your other options before going ahead with equity release. These include: downsizing, unsecured lending, using existing assets, or support from friends or family.
Page last updated: Wednesday 27 May 2026