Opening Hours

Open at 9:00am today

Opening Hours

  • Monday - Thursday

    9:00am - 8:00pm

  • Friday

    9:00am - 5:30pm

  • Saturday

    9:00am - 5:00pm

  • Sunday

    Closed All Day

Our Address

Key, Baines House,

4 Midgery Court, Fulwood,

Preston, PR2 9ZH

UK FREEPHONE

0808 252 9170

Have you planned for the future?

Make sure retirement runs smoothly with our range of additional services

Clear existing debt

What would it mean to be able to clear your existing debt? If monthly repayments for loans and credit cards seem to be piling on top of you, there are options out there.

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Going on holiday

Do you have a dream holiday destination? Wherever your holiday fantasies take you, it's nice to know that the money may be available to make it happen.

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Home improvements

You may want to renovate in order to bring it up to date, or give yourself a more comfortable environment. But maybe everyday expenses mean that home improvements are something that you just can't find the money for.

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Buying a car

An updated car can be safer, more economical and packed full with features that make your life easier. It's also a great excuse to get your dream vehicle! Of course, sometimes it's easier to dream about owning a brand new car than it is to afford one.

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Help family and friends

It’s a pleasure to have the finances in place to be able to take care of your nearest and dearest. Gifting money can help family members overcome financial difficulties, or even find a spot on the property ladder. Your home could present you with a new way to do this...

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Paying existing mortgage

Having debt can be stressful. If making monthly repayments on your mortgage is an increasing financial burden now that you’re in or approaching retirement, then you might be interested to learn about equity release.

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Arrange advice today

Arrange advice today

Speak to one of our expert advisers over the phone or face-to-face, so they can get to know your needs. As we’re independent, our focus is you, meaning you’ll receive impartial advice to help you decide in your own time.

Things to consider

Our independent, specialist advisers search the whole market to find the right equity release plan for you. They’ll explain all the options available and that taking a plan reduces the value of your estate and may affect any means-tested benefits you’re eligible for.

You have to get specialist advice before releasing equity; it’s the only way to do it. The initial consultation is free with no obligation to proceed. If you decide to go ahead with an equity release plan our advice fee, usually 1.99% of the amount released, subject to a minimum of £1,499, is payable only on completion.

With a lifetime mortgage, the most popular form of equity release, you’ll still own your home. As with any kind of mortgage, it’s a loan secured against your home. All equity release plans we recommend have a no negative equity guarantee, which means you’ll never owe more than the value of your home.

Lifetime mortgages typically have no monthly repayments, as the loan plus roll up interest, is repaid when the plan comes to an end.

If you are considering equity release we recommend that you read through is equity release right for you?

More about equity release

Already have a plan?

Need more money or want your current plan reviewed, check out your options

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Is it right for me?

Find out all of the necessary facts and information to see if it's right for you.

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Why equity release?

Could a tax free cash lump sum that you can spend how you wish help you get the things you want out of life?

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Your journey

Find out how to apply for an Equity Release plan and what to expect

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