Opening Hours

Open at 9:00am today

Opening Hours

  • Monday - Thursday

    9:00am - 8:00pm

  • Friday

    9:00am - 5:30pm

  • Saturday

    9:00am - 5:00pm

  • Sunday

    Closed All Day

Our Address

Key, Baines House,

4 Midgery Court, Fulwood,

Preston, PR2 9ZH


0800 531 6027

Have you planned for the future?

Make sure retirement runs smoothly - Good advice is Key

Clear existing debt

Would clearing all your existing debts transform your life for the better? If the monthly repayments for credit cards and loans are holding you back, there are options out there for you

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Going on holiday

Do you want to book that dream holiday of a lifetime? Wherever your travel desires take you, there are financial options available for you to help make your dreams a reality

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Home improvements

There may be home renovations you've needed for years, whether it's bringing your home up to date or creating a more comfortable living environment for your retirement

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Buying a car

Updating your car to a safer, more reliable model with features that make your life easier is always a good idea; owning the car of your dreams could become a reality

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Help family and friends

Many wish they had the finances in place to help their nearest and dearest in times of need; your home could let you help family members in financial difficulty, or get on the property ladder

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Paying existing mortgage

The burden of debt can be stressful and monthly mortgage repayments could be an increasing worry for anyone in or approaching retirement; see how equity release could help you

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Arrange advice today

Arrange advice today

Speak to one of our experts over the phone or face-to-face, so they can get to know your needs. As we’re independent, our focus is you, meaning you’ll receive impartial advice to help you decide in your own time.

Could equity release give you the freedom to do what matters to you most?

Here at Key, we're dedicated to helping our customers enjoy a fulfilling, worry-free retirement by finding the right plan to meet their individual needs.

After years of working hard to make monthly repayments, your home might be your biggest asset, especially with the increase in house prices over the last few years. Downsizing is an option to free up cash, however this could mean the emotional wrench of leaving your family home and neighbourhood. Meanwhile people are living longer and many are struggling to make ends meet on their retirement income, let alone have anything left over for life’s little luxuries once the bills are paid.

An equity release plan allows homeowners aged 55-95 to access some of the cash locked in the value of their home, and we’ve helped thousands of our customers free up money to enjoy a better retirement.

If you’re considering releasing tax-free cash from your home, then you may already have a good idea of how you’d like to spend it. It could be for holidays or home improvements, to clear debts or support loved ones - and this could influence the type of plan that best suits your needs. If you want the money all at once then you could opt for a lump sum lifetime mortgage. If you want to take out an initial amount then release further funds as and when you need to, you might choose a drawdown lifetime mortgage.

Things to consider

Our independent, specialist advisers search the whole market to find the right equity release plan for you. They’ll explain all the options available and that taking a plan reduces the value of your estate and may affect any means-tested benefits you’re eligible for.

You have to get specialist advice before releasing equity; it’s the only way to do it. The initial consultation is free with no obligation to proceed. If you decide to go ahead with an equity release plan our advice fee, usually 1.99% of the amount released, subject to a minimum of £1,499, is payable only on completion.

With a lifetime mortgage, the most popular form of equity release, you’ll still own your home. As with any kind of mortgage, it’s a loan secured against your home. All equity release plans we recommend have a no negative equity guarantee, which means you’ll never owe more than the value of your home. You should always think carefully before securing a loan on your home.

Lifetime mortgages typically have no monthly repayments, as the loan plus roll up interest, is repaid when the plan comes to an end.

If you're considering equity release we recommend that you read through is equity release right for you?

More about equity release

Is it right for me?

Get the facts and information to see if equity release is right for you

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How it works

See if equity release could help finance a better retirement

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Your journey

Find out how to apply for an equity release plan and what to expect

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