We always make sure that our customers are well-informed and well-protected: you'll be given all of the facts about equity release before deciding whether or not to go ahead. Our equity release advisers also find out whether an equity release plan is right for you, and if it’s not, they’ll tell you.
This helps us to make sure that people only go ahead with equity release if it is right for their financial situation! For many people, though, equity release will be a positive solution to financial concerns in retirement or a way to improve quality of life.
Your adviser will also provide you with an illustrative example of costs for the plan that they recommend. You'll get a chance to discuss these costs up front, with absolutely no obligation to proceed.
The importance of advice
Equity release isn’t the right solution for everyone, and advice from a specialist equity release adviser is an important way of making sure that you know what you’re going ahead with. Key’s equity release advisers are specialists – meaning that they can provide you with all the information you need to decided if equity release is right for you.
As an advisory service, Key are regulated by the Financial Conduct Authority. In addition, plans we recommend are approved by the Equity Release Council; this means that they offer a number of important guarantees, including a no negative equity guarantee, the right to stay in your home for life, and the right to move home should you wish to, subject to lender criteria.