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One of our specialists will answer your initial questions. If you'd like to find out more, they'll arrange a consultation with an expert equity release adviser.
Equity release is a big decision, so we encourage you to take your time researching and discussing it with your family. You can invite them to appointments too.
A dedicated equity release adviser will find out more about your circumstances and requirements and discuss the options available including other later life lending options, letting you know whether equity release could be suitable for you.
If you decide to continue with the process, your adviser will search our range of lifetime mortgages to find the most suitable option for you.
Your adviser will present their expert recommendation and a personalised illustration of how it could work financially, and answer any questions you may have.
Should you decide to go ahead, your adviser will complete an application form with personal details and paperwork such as identification and proof of address.
An independent RICs surveyor will also visit your home to assess the value of your property for equity release purposes. 8. Offer: You'll be issued with a lifetime mortgage offer following a satisfactory valuation, including full terms and conditions for your approval.
You'll be issued with a lifetime mortgage offer following a satisfactory evaluation, including full terms and conditions for your approval.
Your solicitor will get a copy of the offer and arrange a meeting with you. They must provide you with independent legal advice as part of the process and they must also witness the signing of the documents.
The last stage is completion. Your solicitor will transfer your funds to you, allowing you to start using it for the things that matter to you.