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    • Sunday Closed All Day
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      Key, Baines House,

      4 Midgery Court, Fulwood,

      Preston, PR2 9ZH

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Separate fact from fiction and feel confident in your equity release knowledge. Our mythbusters are here to help you get all the facts.

You are able to move home with all our plans, subject to criteria

More on moving home

You don’t have to make monthly repayments with any of our plans, as the loan, plus roll-up interest, is repaid when the plan comes to an end

More on repayments

All our plans come with the no negative equity guarantee, meaning your children can’t inherit any debt through equity release

Read more

Equity release comes with a range of safeguards and protections and we are members of the Equity Release Council

More on protection

With a lifetime mortgage, the most popular form of equity release, you’ll always retain ownership of your home

More on ownership

Things to consider

  • All our equity release advice relates to Key lifetime mortgages only - a loan secured against your home
  • Equity release will reduce your estate’s value and may affect your entitlement to means-tested benefits
  • A lifetime mortgage may result in limited or no property equity remaining and will reduce your financial options in the future
  • You should always think carefully before securing a loan against your home to repay existing debt
  • The loan, plus compound interest, is typically repaid through the sale of the property when the last remaining applicant passes away or moves into long-term care
  • £899 advice fee only payable on completion
Page last updated: Thursday 29 June 2023