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You are able to move home with all the plans we recommend, subject to criteria
More on moving home
You can choose to make reduced or no monthly repayments to suit your circumstances
More on repayments
All the plans we recommend come with the no negative equity guarantee, meaning your children can’t inherit any debt through equity release
More on inheritance
We are members of the Equity Release Council and the plans we recommend come with a range of safeguards and protections..
More on protection
With a lifetime mortgage you’ll always retain ownership of your home, so you can stay in your home for as long as you wish
More on ownership
Watch our video to learn more about the benefits and drawbacks of equity release and see if it could be right for you.
All our equity release advice relates to lifetime mortgages - a loan secured against your home. Our fixed advice fee of £1,699 is only payable on completion.
Video transcript (pdf)
More about equity release myths & facts
Get all the equity release facts by downloading our free guide to read straight away.
Explore how Key could help you put the life in later life.
Here to help you get the equity release facts right
Your other options with Key
If another product is more suitable, we'll refer you to a different specialist adviser within Key Group who can help. If you go ahead, you'll never be charged more than our standard fixed advice fee of £1,699, even if their fee is higher. Key offers alternatives to a lifetime mortgage such as a retirement interest-only mortgage or retirement repayment mortgage.
Other options to think about
It's important to know your other options before going ahead with a lifetime mortgage. These include: home reversion, downsizing, unsecured lending, using existing assets, or support from friends or family.
Page last updated: Tuesday 29 April 2025