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Equity release
Lifetime mortgages
Lump sum vs Drawdown

Lump sum vs drawdown

When considering equity release, it’s important to understand your options, including the flexibility of how you get your tax-free cash

Things to consider

When comparing our equity release products, your specialist equity release adviser will explain:

  • You have to get advice before releasing tax-free cash from your home - please read all our information and make sure it’s right for you
  • Key Equity Release offer lifetime mortgages only, which is a loan secured against your home. It will reduce the value of your estate and may affect your entitlement to means-tested benefits
  • All of our plans meet the Equity Release Council standards and come with several protections, including the no negative equity guarantee, which means you’ll never owe more than your home’s value
Page last updated: Monday 09 May 2022