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Key, Baines House,

4 Midgery Court, Fulwood,

Preston, PR2 9ZH


0808 252 9170

Using equity release to fund your trip of a lifetime

Your dream trip is closer than you think. Almost a third of our customers use equity release to make theirs a reality
It could be the sound of crystal blue waves lapping against the soft, white sands of a faraway paradise. Or immersing yourself in the sights and scents of a buzzing, bustling city centre. Alternatively, you could wish for the tranquillity and soothing silence of the open seas. We all have our own idea of the perfect getaway.
You may have two. Three. More even. In fact, for you, it may be a grand tour. A trip which takes you to every corner of the world, or one which ticks the boxes of your bucket list.
Or it may not be about the destination at all. It could be how you get there. Enjoying the mystery of the Trans-Siberian Railway, the luxury of first-class air travel, or the grandeur of a wave-carving cruise liner.
Whatever it is, there’s probably a good reason why you haven’t experienced it. It could be time, it could be money, or even both.

The challenge

During your working life, you wouldn’t have been alone in thinking: “There’ll be time for all that when I retire.”
Retirement is a period of your life which is expected to bring freedom, both in time and financially, as well as reward and enjoyment. You may have made provisions to ensure you already have all of those things. Or even a couple.
But we know that life doesn’t always work out the way you’d hoped, even if you have the best of intentions. With living costs continuing to rise, those in or approaching retirement are seeing their income having to stretch further each year, often leaving little room for much but the necessities.
However, why should you miss out on your dreams? Why should money stand in the way of you and your trip of a lifetime? Well, it doesn’t have to. There are ways you can reap your rewards and live a better retirement. And equity release could be one of them.

Equity release

Every year across the UK, thousands of over-55 homeowners incorporate equity release into their retirement plans after taking our expert advice. Of those, almost one in three do so to experience their trip of a lifetime.
For Carole from Clacton-on-Sea, South America was one of several places she visited after releasing tax-free cash from her home.
“We went to Brazil and Argentina,” she told us. “While we were there, we went to a gaucho ranch, which is their equivalent of a cowboy ranch. You get to ride the horses and the saddles are amazing compared to home. It’s like sitting in an armchair!
“There was also a horse whisperer. He was incredible. The things he got the horse to do were unbelievable! I also went to the Amazon River. I took a three-day excursion there by boat. It’s something I have never experienced before. You’re surrounded by crocodiles. You live in wooden shacks. It’s such a thrill.
“I’m so glad I took out equity release. Without it, I wouldn’t have been able to do all these things.”

The Harrisons

David and Mary Harrison, meanwhile, crossed the pond and headed to North America for a trip they’ll never forget.
“We spent almost three weeks on America’s west coast,” Mary, a former hospital clerk, said. “It was an amazing trip.”
“We drove down the west coast, from San Francisco to Las Vegas. Vegas was the last stop. We saw the Golden Gate Bridge, Alcatraz and many other incredible sights. We were sitting on a lot of money tied up in our home and we wanted to make use of some of it.
“Our kids, who we spoke to about it, are already set, and we wanted to do the things we wanted to do.
“We went online, filled out the call back form, and that’s how it started. We met with one of Key’s advisers and he was brilliant. He knew everything there was to know about equity release. We would definitely recommend Key.”

Your next steps

At one stage, both Carole and the Harrisons were looking for a way to fund their trip of a lifetime

They knew their destination, but didn’t have the money to make it a reality.
They chose equity release, and by doing so, were able to realise their dreams. For them, and many others, it’s restored their financial freedom. Why not find out if it can do the same for you, too?
It’s easy to see how much tax-free cash you could release from your home. Our free equity release calculator shows your potential release amount, the rates and the lenders available to you. You can take your first step towards your trip of a lifetime in under 60 seconds.
Alternatively, if you’d like to talk about your options with one of our expert independent equity release advisers, you can request a call back by filling in our short form.
So, what are you waiting for? Start your journey towards financial freedom today. You never know where it might take you.

Get your free guide

Download your free guide to see how equity release work

I want to calculate

Use our free calculator to see how much tax-free cash you could release

I want to get advice

Book your free, no-obligation home visit with Key Equity Release

Things to consider

Your specialist equity release adviser will explain:

  • You have to get advice before releasing tax-free cash from your home. Please read all our information and make sure it's right for you
  • Key Equity Release offer lifetime mortgages only, which is a loan secured against your home. It will reduce the value of your estate and may affect your entitlement to means-tested benefits
  • All of our plans meet the Equity Release Council standards and come with several protections, including the no negative equity guarantee, which means you’ll never owe more than your home’s value