Opening Hours

Open at 9:00am today

Opening Hours

  • Monday - Thursday

    9:00am - 8:00pm

  • Friday

    9:00am - 5:30pm

  • Saturday

    9:00am - 5:00pm

  • Sunday

    Closed All Day

Our Address

Key, Baines House,

4 Midgery Court, Fulwood,

Preston, PR2 9ZH

UK FREEPHONE

0808 252 9170

Don’t discount holidays to your dream destinations

Travelling can be one of the most rewarding experiences in life - a chance to experience new cultures, see different parts of the world, and maybe even reconnect with family or friends who are living abroad. But all too often a squeezed budget can get in the way of making these trips a reality.

Whether you have a particular trip in mind or you just want to get away, you may be interested in learning how equity release could amplify your travel potential in retirement.

This year alone, 33% of Key customers have used some of their money to go on holiday*. See how much cash you could release today.

* Key Market Monitor - Half Year Review 2018

Arrange advice today

Speak to one of our expert advisers over the phone or face-to-face, so they can get to know your needs. As we’re independent, our focus is you, meaning you’ll receive impartial advice to help you decide in your own time.

Mrs Permin

"We wanted to do something special and used the money to go to Mexico, which was great!"

What made you look into equity release?
“I had retired and my husband was about to retire. We were okay financially day to day but felt there were things we wanted to do."

“I was 70 last Christmas which is a lousy time of the year as everyone is celebrating the holidays! We wanted to do something special and used the money to go to Mexico, which was great!"

Did you have any reservations?
“We were very happy to go ahead with it. We had researched it very well and couldn’t see any pitfall and were certain that we could stay in our home. An adviser came to see us and he explained it very well."

“I have got two grown up daughters and I discussed it with them. They were happy for us to go ahead with it and we arranged things to ensure we could guarantee them an inheritance."

“I’ve recommended Key to a friend, which I would not have done had I not been so pleased with the experience."

“We’re actually going away again soon to the USA. We’ll be visiting places like New York, Washington, Route 66, LA and San Francisco. I’m really excited! We wouldn’t have been able to do these things without equity release.”

Things to consider

Our independent, specialist advisers search the whole market to find the right equity release plan for you. They’ll explain all the options available and that taking a plan reduces the value of your estate and may affect any means-tested benefits you’re eligible for.

You have to get specialist advice before releasing equity; it’s the only way to do it. The initial consultation is free with no obligation to proceed. If you decide to go ahead with an equity release plan our advice fee, usually 1.99% of the amount released, subject to a minimum of £1,499, is payable only on completion.  

With a lifetime mortgage, the most popular form of equity release, you’ll still own your home. As with any kind of mortgage, it’s a loan secured against your home. All equity release plans we recommend have a no negative equity guarantee, which means you’ll never owe more than the value of your home.

Lifetime mortgages typically have no monthly repayments, as the loan plus roll up interest, is repaid when the plan comes to an end.

If you are considering equity release we recommend that you read through is equity release right for you?