Trip of a lifetime

Retirement could be the time of your life

Retirement – finally you have the spare time to tick off the things you’ve wanted to do and see. Whether that’s spending more time with the grandchildren or seeing the Seven Wonders of the World. Everyone has an idea of their own perfect retirement.

Travel and trips of a lifetime have always been popular reasons why people take out equity release*. You’ve worked hard all your life and paid into your home, so when retirement approaches, it’s great to know your home could pay you back.

But in the current situation, should you put these plans on hold?

* Key's Market Monitor Report

Is equity release right for you?

Equity release is a way for homeowners aged over 55 to release some of the tax-free cash from their property to spend on a variety of uses. However, it’s not suitable for everyone.  

At Key Equity Release, our specialist equity release advisers will discuss your needs and ensure you consider all your options, and their expert advice is available over the phone, via video appointment or face-to-face, whichever is right for you. All our equity release advice relates to our range of Key branded products only, and our fixed advice fee of £599 is only payable on completion, so you can find out if it's right for you without it costing you a penny. 
 
And, if equity release isn’t right for you – we’ll tell you.

Things to consider

Your specialist equity release adviser will explain:

• It's a Financial Conduct Authority requirement you receive specialist advice from a qualified equity release expert before releasing tax-free cash from your home. Please read all our information and make sure it's right for you
• Key Equity Release offer lifetime mortgages only, which is a loan secured against your home. It will reduce the value of your estate and may affect your entitlement to means-tested benefits
• All of our plans meet the Equity Release Council standards and come with several protections, including the no negative equity guarantee, which means you’ll never owe more than your home’s value
• All our equity release advice relates to our range of Key branded products only, and our fixed advice fee of £599 is only payable on completion
• You should always think carefully before securing a loan against your home