Opening Hours

Open at 9:00am on Monday

Opening Hours

  • Monday - Thursday

    9:00am - 8:00pm

  • Friday

    9:00am - 5:30pm

  • Saturday

    9:00am - 5:00pm

  • Sunday

    Closed All Day

Our Address

Key, Baines House,

4 Midgery Court, Fulwood,

Preston, PR2 9ZH


0808 252 9170

Trip of a lifetime

Your retirement dreams of cruising the world might be put on hold at the moment due to the current situation, but that doesn’t mean you can’t plan for the future

Retirement could be the time of your life

Retirement – finally you have the spare time to tick off the things you’ve wanted to do and see. Whether that’s spending more time with the grandchildren or seeing the Seven Wonders of the World. Everyone has an idea of their own perfect retirement.

Travel and trips of a lifetime have always been popular reasons why people take out equity release*. You’ve worked hard all your life and paid into your home, so when retirement approaches, it’s great to know your home could pay you back.

But in the current situation, should you put these plans on hold?

* Key's Market Monitor Report

Short term and long term needs

It has always been vitally important that you balance both your short-term and longer term financial needs but now, more than ever, the need to get good quality advice is crucial.
Equity release can last a lifetime and so it is important not to rush into a long-term financial decision just to service a short-term need. 

If you want to release equity from your property to repay existing debts, increase your income or support a family member then it may well be that an equity release adviser recommends you go ahead if they're sure it's suitable for your personal circumstances and that you consider all your options.

However, there are some obvious reasons for releasing equity which might not make so much sense given the coronavirus pandemic. 

For example, many people release equity to pay for holidays or to buy new cars or make some home improvements**.  

If this is what's motivating you, it may be more sensible to review your options with an adviser but postpone releasing the cash until you can put the money to good use.

** Key's Market Monitor Report

Is equity release right for you?

Equity release is a way for homeowners aged over 55 to release some of the tax-free cash from their property to spend on a variety of uses. However, it’s not suitable for everyone.  

At Key Equity Release, our specialist equity release advisers will discuss your needs and ensure you consider all your options, and their expert advice is available over the phone, via video appointment or face-to-face, whichever is right for you. All of Key’s equity release advice relates to their range of Key-branded products and is completely free of charge, so you can find out if it’s right for you without it costing you a penny.
And, if equity release isn’t right for you – we’ll tell you.

How do I get started?

Get your free guide

Download your free guide to see how equity release works

I want to calculate

Use our free calculator to see how much tax-free cash you could release

I want to get advice

Or, if you would like to discuss your options with one of our friendly expert equity release advisers, request a free call back here.

Things to consider

Your specialist equity release adviser will explain:

  • It's a Financial Conduct Authority requirement you receive specialist advice from a qualified equity release expert before releasing tax-free cash from your home. Please read all our information and make sure it's right for you
  • Key Equity Release offer lifetime mortgages only, which is a loan secured against your home. It will reduce the value of your estate and may affect your entitlement to means-tested benefits
  • All of our plans meet the Equity Release Council standards and come with several protections, including the no negative equity guarantee, which means you’ll never owe more than your home’s value
  • You should always think carefully before securing a loan against your home
Page last updated: Tuesday 11 August 2020