Opening Hours

Open until 8:00pm Today

Opening Hours

  • Monday - Thursday

    9:00am - 8:00pm

  • Friday

    9:00am - 5:30pm

  • Saturday

    9:00am - 5:00pm

  • Sunday

    Closed All Day

Our Address

Key, Baines House,

4 Midgery Court, Fulwood,

Preston, PR2 9ZH

UK FREEPHONE

0808 252 9170

Helping family and friends

Wouldn’t it be nice to have the funds to help with your own retirement needs and wants, and also support your loved ones financially too?

A living inheritance


Traditionally, we leave the nest egg we’ve carefully built up over the years to our nearest and dearest when we die. However, with more people living longer, it’s becoming increasingly common to help your loved ones sooner rather than later, providing an inheritance while you are around to see them enjoy it.
 
From helping a loved one get onto the property ladder, contributing to university fees or even getting a grandchild onto the road with their first car, we’d all like to be able to help those we care about.

We unlocked £60,000 from our property to keep the family together


With house prices ever-increasing in Kent, Mark and Julie Plumber worried that their daughter and grandchildren would have to move out of the area to afford a home of their own. Then they heard about equity release.

“We had a vague idea of how it worked, but then we saw a television advert for Key in the same week a friend started talking about the plan he had taken out. That happy coincidence persuaded us to get information ourselves.

Somebody was renovating a house right by us and we knew it would be just right for our daughter and grandchildren. We asked if it would be put up for sale when it was finished, but the asking price was about £50,000 more than our daughter could afford.”

Mark and Julie took out a lifetime mortgage, the most popular form of equity release, and unlocked £60,000 from the £220,000 value of their home. They used £10,000 to pay for DIY projects including a new bathroom. The remainder went on ensuring their daughter could live nearby.

“The whole experience of speaking to Key and taking out the plan was wonderful. They were really friendly and explained it in plain English, not financial jargon. All the information was clear and concise and every step of the way they explained what would happen and how it would happen.”

Is equity release right for you?


Equity release is a way for homeowners over 55 to release some of the tax-free cash from their property to spend on a variety of uses. However, it’s not right for everyone.  

At Key Equity Release, our specialist equity release advisers will discuss your needs and ensure you consider your options, and their expert advice is available over the phone, via video appointment or face-to-face, whichever is right for you. All of Key’s equity release advice relates to their range of Key-branded products and is completely free of charge, so you can find out if it’s right for you without it costing you a penny.
 
And, if equity release isn’t right for you – we’ll tell you.

How do I get started?

Get your free guide

Download your free guide to see how equity release works

I want to calculate

Use our free calculator to see how much tax-free cash you could release

I want to get advice

Or, if you would like to discuss your options with one of our friendly expert equity release advisers, request a free call back here.

Things to consider

Your specialist equity release adviser will explain:

  • It's a Financial Conduct Authority requirement you receive specialist advice from a qualified equity release expert before releasing tax-free cash from your home. Please read all our information and make sure it's right for you
  • Key Equity Release offer lifetime mortgages only, which is a loan secured against your home. It will reduce the value of your estate and may affect your entitlement to means-tested benefits
  • All of our plans meet the Equity Release Council standards and come with several protections, including the no negative equity guarantee, which means you’ll never owe more than your home’s value
Page last updated: Tuesday 11 August 2020