Opening Hours

Open at 9:00am tomorrow

Opening Hours

  • Monday - Thursday

    9:00am - 8:00pm

  • Friday

    9:00am - 5:30pm

  • Saturday

    9:00am - 5:00pm

  • Sunday

    Closed All Day

Our Address

Key, Baines House,

4 Midgery Court, Fulwood,

Preston, PR2 9ZH

UK FREEPHONE

0808 252 9170

Do you want to give a gift that will last?

If you care about treating or providing for others then you’re not alone. It’s something that 28%* of Key customers have chosen to do with the money released from their homes. Helping friends and family is one of the most rewarding things that you can do - especially when you know you are able to improve their lives.

With equity release, tax-free cash can be unlocked from your house, and it’s yours to spend as you please. An example includes helping family onto the property ladder. There are also plans available that will allow you to guarantee your family an inheritance. Could the money help you to assist your family and/or friends?

* Key Market Monitor - Half Year Review 2018
Arrange advice today

Arrange advice today

Speak to one of our expert advisers over the phone or face-to-face, so they can get to know your needs. As we’re independent, our focus is you, meaning you’ll receive impartial advice to help you decide in your own time.

"My daughter was able to be with me for the first consultation and the adviser was very helpful."

It was a mixture of factors that prompted Christine to consider equity release.

As well as financial reassurance, she also wanted to give her children some money, helping them now when they needed it rather than waiting for their inheritance.

After talking to her family, she contacted a local equity release adviser.

“It was really straightforward” explained Christine.

Christine chose a drawdown lifetime mortgage, which would allow her to access the money as and when she needed it. Equity release has enabled her to help her daughter financially and assist her son with a vehicle for his landscape gardening business.

“Altogether it was a whole round package” summarised Christine, “it was definitely the right thing to do.”
 

Things to consider

Our independent, specialist advisers search the whole market to find the right equity release plan for you. They’ll explain all the options available and that taking a plan reduces the value of your estate and may affect any means-tested benefits you’re eligible for.

You have to get specialist advice before releasing equity; it’s the only way to do it. The initial consultation is free with no obligation to proceed. If you decide to go ahead with an equity release plan our advice fee, usually 1.99% of the amount released, subject to a minimum of £1,499, is payable only on completion.  

With a lifetime mortgage, the most popular form of equity release, you’ll still own your home. As with any kind of mortgage, it’s a loan secured against your home. All equity release plans we recommend have a no negative equity guarantee, which means you’ll never owe more than the value of your home.

Lifetime mortgages typically have no monthly repayments, as the loan plus roll up interest, is repaid when the plan comes to an end.

If you are considering equity release we recommend that you read through is equity release right for you?