Opening Hours

Open at 9:00am tomorrow

Opening Hours

  • Monday - Thursday

    9:00am - 8:00pm

  • Friday

    9:00am - 5:30pm

  • Saturday

    9:00am - 5:00pm

  • Sunday

    Closed All Day

Our Address

Key, Baines House,

4 Midgery Court, Fulwood,

Preston, PR2 9ZH

UK FREEPHONE

0808 252 9170

A new lease of life for your home


Maybe it's time to make your home work for you for a change.

If your property’s valued at £70,000 or more, then a percentage of the equity could be unlocked with an equity release plan. This money can be spent on improvements, giving your home that new lease of life - and perhaps even helping you save on monthly bills with a more efficient property.

With a massive 63%* of all our customers using some or all of the cash to make home improvements, this is certainly the most popular reason that our customers release equity. But just how much could you release for this purpose?

* Key Market Monitor - Half Year Review 2018
 
Arrange advice today

Arrange advice today

Speak to one of our expert advisers over the phone or face-to-face, so they can get to know your needs. As we’re independent, our focus is you, meaning you’ll receive impartial advice to help you decide in your own time.

Mr & Mrs Sheppard


"We’ve been able to make significant alterations in the house and make it just as we want it."

David and Pam Sheppard had been considering equity release for a while when their friend recommended Key.

We downsized to our new bungalow almost a year ago to be closer to a bus route and local amenities. The new place was a bit dated and we’re quite modern in our outlook so we wanted to give the place a facelift."

“We love being outside and wanted something low-maintenance as we get older. We’ve put down artificial grass and planted up all our borders which are now really starting to mature in the warmer weather."

“The equity release has given us a real boost to our retirement finances and we’re so glad we did it."

We thought we might as well be enjoying it while we can.”

Things to consider

Our independent, specialist advisers search the whole market to find the right equity release plan for you. They’ll explain all the options available and that taking a plan reduces the value of your estate and may affect any means-tested benefits you’re eligible for.

You have to get specialist advice before releasing equity; it’s the only way to do it. The initial consultation is free with no obligation to proceed. If you decide to go ahead with an equity release plan our advice fee, usually 1.99% of the amount released, subject to a minimum of £1,499, is payable only on completion.  

With a lifetime mortgage, the most popular form of equity release, you’ll still own your home. As with any kind of mortgage, it’s a loan secured against your home. All equity release plans we recommend have a no negative equity guarantee, which means you’ll never owe more than the value of your home.

Lifetime mortgages typically have no monthly repayments, as the loan plus roll up interest, is repaid when the plan comes to an end.

If you are considering equity release we recommend that you read through is equity release right for you?