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      Key, Baines House,

      4 Midgery Court, Fulwood,

      Preston, PR2 9ZH

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Home improvements

By making a few alterations, you might be able to stay in your home for longer

Home is where the heart is

If you want to stay in the home you love for as long as you can (and who doesn’t?), you'll want it tailored for you and your needs. Of course, one person’s idea of a comfortable retirement at home can be very different to someone else’s. While some may dream of days relaxing in their perfectly manicured garden complete with a hot tub others may be content with a larger living space or an extra room for when the grandchildren come.

Whatever you dream of, it’s likely as you get older, modifications will have to be made to accommodate your changing needs. With age, everyday tasks can become more difficult. But by making a few improvements, you might be able to stay in your home for longer and enjoy a better quality of life.

Future proofing your home

Modifications to your home, such as stairlifts, a more accessible bathroom, ramps and household aids, can make all the difference between staying in familiar surroundings and downsizing or even moving into long term residential care.
Whatever stage of life you’re at and whatever budget you’ve got to use, there’s almost always something you can do to improve your home and increase your independence.

And remember, you may be entitled to financial assistance if you need to make home modifications. It’s always worth speaking to agencies such as Citizens Advice or contacting your local council first before starting major works.
Or, you could look to your home to help you fund long-awaited renovations.

Is equity release right for you?

Equity release is a way for homeowners over 55 to release some of the tax-free cash from their property to spend on a variety of uses. However, it’s not right for everyone.  

At Key Equity Release, our specialist equity release advisers will discuss your needs and ensure you consider all your options, and their expert advice is available over the phone, via video appointment or face-to-face, whichever is right for you.

All our equity release advice relates to our range of Key branded products only, and our fixed advice fee of £599 is only payable on completion, so you can find out if it's right for you without it costing you a penny. 
And, if equity release isn’t right for you – we’ll tell you.

Things to consider

Your specialist equity release adviser will explain:

  • It's a Financial Conduct Authority requirement you receive specialist advice from a qualified equity release expert before releasing tax-free cash from your home. Please read all our information and make sure it's right for you
  • Key Equity Release offer lifetime mortgages only, which is a loan secured against your home. It will reduce the value of your estate and may affect your entitlement to means-tested benefits
  • All of our plans meet the Equity Release Council standards and come with several protections, including the no negative equity guarantee, which means you’ll never owe more than your home’s value
  • All our equity release advice relates to our range of Key branded products only, and our fixed advice fee of £599 is only payable on completion
  • You should always think carefully before securing a loan against your home
Page last updated: Tuesday 08 March 2022