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Open at 9:00am Tomorrow

Opening Hours

  • Monday - Thursday

    9:00am - 8:00pm

  • Friday

    9:00am - 5:30pm

  • Saturday

    9:00am - 5:00pm

  • Sunday

    Closed All Day

Our Address

Key, Baines House,

4 Midgery Court, Fulwood,

Preston, PR2 9ZH

UK FREEPHONE

0808 252 9170

Home improvements

By making a few alterations, you might be able to stay in your home for longer

Home is where the heart is


If you want to stay in the home you love for as long as you can (and who doesn’t?), you'll want it tailored for you and your needs. Of course, one person’s idea of a comfortable retirement at home can be very different to someone else’s. While some may dream of days relaxing in their perfectly manicured garden complete with a hot tub others may be content with a larger living space or an extra room for when the grandchildren come.

Whatever you dream of, it’s likely as you get older, modifications will have to be made to accommodate your changing needs. With age, everyday tasks can become more difficult. But by making a few improvements, you might be able to stay in your home for longer and enjoy a better quality of life.
 

Future proofing your home


Modifications to your home, such as stairlifts, a more accessible bathroom, ramps and household aids, can make all the difference between staying in familiar surroundings and downsizing or even moving into long term residential care.
 
Whatever stage of life you’re at and whatever budget you’ve got to use, there’s almost always something you can do to improve your home and increase your independence.

And remember, you may be entitled to financial assistance if you need to make home modifications. It’s always worth speaking to agencies such as Citizens Advice or contacting your local council first before starting major works.
 
Or, you could look to your home to help you fund long-awaited renovations.

Using property wealth


Making home improvements is a very popular reasons why homeowners aged over 55 are choosing to take out equity release. By unlocking some of the tax-free cash from their home, they could make the changes they want to whilst staying in the home they love. Like Anna Whiting:
 
“After reading an article about equity release and how you can unlock the cash from your home, I spoke with my son, Chris, to ask him his advice and for his approval. Chris was very interested in hearing more about it, so I got in touch with Key. They gave me so much help and advice and also got in touch with my son so he could ask the questions he needed to as well.
 
I needed a new bathroom urgently, because I was unable to get in and out of the bath. I now have the most beautiful bathroom and am able to shower. Even the floor was altered to walk off the landing without a very high step to get down. I have also had the floor in the kitchen fitted and a new washing machine.
 
I love my home and now I feel like I’ll be able to stay in it and care for it without any help. I’m so glad I have been able to do what I have to make my life a better one.”

Is equity release right for you?


Equity release is a way for homeowners over 55 to release some of the tax-free cash from their property to spend on a variety of uses. However, it’s not right for everyone.  

At Key Equity Release, our specialist equity release advisers will discuss your needs and ensure you consider all your options, and their expert advice is available over the phone, via video appointment or face-to-face, whichever is right for you. All of Key’s equity release advice relates to their range of Key-branded products and is completely free of charge, so you can find out if it’s right for you without it costing you a penny.
 
And, if equity release isn’t right for you – we’ll tell you.

How do I get started?

Get your free guide

Download your free guide to see how equity release works

I want to calculate

Use our free calculator to see how much tax-free cash you could release

I want to get advice

Or, if you would like to discuss your options with one of our friendly expert equity release advisers, request a free call back here.

Things to consider

Your specialist equity release adviser will explain:

  • It's a Financial Conduct Authority requirement you receive specialist advice from a qualified equity release expert before releasing tax-free cash from your home. Please read all our information and make sure it's right for you
  • Key Equity Release offer lifetime mortgages only, which is a loan secured against your home. It will reduce the value of your estate and may affect your entitlement to means-tested benefits
  • All of our plans meet the Equity Release Council standards and come with several protections, including the no negative equity guarantee, which means you’ll never owe more than your home’s value
  • You should always think carefully before securing a loan against your home
Page last updated: Tuesday 11 August 2020