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Enhance your retirement by boosting your income

10 May 2012

STOP! If you're approaching retirement, then the following information could be invaluable to you!

New research by retirement income specialist MGM Advantage has found that 60 per cent of people questioned had received treatment for conditions which would qualify them for an Enhanced Pension Annuity. But around 72 per cent were completely unaware that this could entitle them to a higher income in retirement; that's a lot of people who could be missing out on thousands of pounds of extra income.

What's an Enhanced Annuity?
Simply put, an annuity turns the pension pot you've worked hard to amass into a regular income paid for life. An Enhanced Annuity works in exactly the same way but, by taking into account your health and lifestyle conditions, often provides a substantially higher income. In fact, one Key customer recently increased their income by over 100% simply by choosing an Enhanced Annuity.* Find out more about Enhanced Annuities.

How do I qualify?
There's a whole host of conditions which can mean you're eligible, and some of them are fairly common ailments. MGM's survey found that 40 per cent of those questioned had experienced high blood pressure, 33 per cent high cholesterol and 12 per cent diabetes; all conditions which make you eligible. But people's awareness of Enhanced Annuities is generally low, with many people simply accepting the annuity quote they've received from their current provider rather than shopping around to see if they qualify for an enhanced product.

How do I arrange an Enhanced Annuity?
Shopping around can be confusing and complex. Luckily, Key can do all the hard work for you, quickly checking to see if you're eligible for an Enhanced Annuity and if so, how much extra income you could get. There's no medical involved and no intrusive health questions to answer. We'll give you all the information you need in order to choose the right annuity for you.

If you're planning to retire in the next 3 - 4 months, make sure you call our experts on 0800 331 7711 to see if you're eligible. We're here Monday - Thursday 9am - 7pm and Friday 9am - 5.30pm.

No health issues? No problem! Shopping around still pays even if you don't have any health conditions. You could boost your income by around 30% simply by comparing quotes from annuity providers.** Don't miss out, use Key's hassle-free service to see how much extra you could get.

*A Key Retirement Solutions customer achieved this increase by qualifying for an enhanced plan, due to health and lifestyle conditions.
**National Association of Pension Funds and the Pension Institute, Feb 2012
It depends on your individual circumstances if you are able to achieve these increases.

Page last updated: Friday 28 September 2018