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      Key, Baines House,

      4 Midgery Court, Fulwood,

      Preston, PR2 9ZH

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Your free equity release guide

Get your free guide to fully understand equity release

Your free equity release guide

We've pulled together a comprehensive and completely free guide – which you can download below – to help you understand equity release. You’ll see what it is, how it works and get started on your journey to a better retirement.

  • Equity release lets people aged 55 and over release tax-free cash (equity) from the value of their home
  • You can spend the money you release how you like
  • You can carry on living in your home or choose to move and take your plan with you (subject to criteria)
  • There are different options, features and plans you can choose which are explained in our free guide below
To see how we could help you, download your free guide by filling in the short form below. We’ll also post a hard copy out to you at no extra cost.

Things to consider

Your guide will explain:

  • You have to get advice before releasing tax-free cash from your home. Please read all our information and make sure it's right for you
  • A lifetime mortgage, which is a loan secured against your property, is the most popular form of equity release and you’ll retain full ownership of your home
  • All of our plans are approved by the Equity Release Council and come with several protections, including the no negative equity guarantee, which means you’ll never owe more than your home’s value 
  • Equity release reduces your estate's value and may affect any means-tested benefits you're  eligible for
  • Our fixed advice fee of £1,299 is only payable on completion
Page last updated: Tuesday 29 October 2019