Equity Release Calculator

Our equity release calculator uses two main factors to quickly work out how much tax-free cash you could release:

Property value: A higher property value will result in a higher equity release calculation. The minimum property value to be eligibile for equity release is £70,000
Age of youngest applicant: If you are applying as a couple, the amount of equity you can release will be calculated based on the youngest applicant. Both applicants must be aged 55 and over to be eligible

After your initial calculation, where our calculator reveals how much you could release, you will be able to compare plans and the different rates that may be available to you
Learn about the different features that may be an option for you, such an inheritance protection, that help to ensure your equity release plan is right for you
All of our recommended plans meet the Equity Release Council standards, and have a no negative equity guarantee

Your specialist equity release adviser will explain:

You have to get advice before releasing tax-free cash from your home. Please read all our information and make sure it’s right for you
Key Equity Release offer lifetime mortgages only, which is a loan secured against your home. It will reduce the value of your estate and may affect your entitlement to means-tested benefits
All of our plans meet the Equity Release Council standards and come with several protections, including the no negative equity guarantee, which means you'll never owe more than your home's value

You're in safe hands

All of our plans meet the Equity Release Council standards. With our plans:

You have the right to remain in your home for as long as you choose
You have the freedom to move to another property without financial penalty (subject to criteria)
You will never owe more than the value of your home with the no negative equity guarantee

Key are proudly rated 5 stars on Trustpilot by over 15,000 of our customers

You're in safe hands