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Equity release calculator

  • See how much you could release
  • ​Quick, easy and secure
  • Instant estimate, in seconds

Do I qualify for equity release?

To qualify, you must be a UK homeowner:

  • Aged 55+ (including joint applicants)
  • With a property worth £70,000+

How is your figure calculated?

Our equity release calculator uses two main factors to quickly work out how much tax-free cash you could release:

  • Property value: A higher property value will result in a higher equity release calculation. The minimum property value to be eligible for equity release is £70,000
  • Age of youngest applicant: If you are applying as a couple, the amount of equity you could release will be calculated based on the youngest applicant. Both applicants must be aged 55 and over to be eligible.

Compare equity release plans

  • After your initial calculation, where our calculator reveals how much you could release, you will be able to compare plans and the different rates that may be available to you
  • Learn about the different features that may be an option for you, that help to ensure your equity release plan is right for you
  • All our plans meet the Equity Release Council standards and have a no negative equity guarantee

You're in safe hands

  • All of our plans meet the Equity Release Council standards
  • You have the right to remain in your home for as long as you choose

  • You can move to another property without early repayment charges (subject to criteria)

Things to consider

Your specialist equity release adviser will explain:

  • All our equity release advice relates to Key lifetime mortgages only - a loan secured against your home
  • Equity release will reduce your estate’s value and may affect your entitlement to means-tested benefits
  • A lifetime mortgage may result in limited or no property equity remaining and will reduce your financial options in the future
  • The loan, plus compound interest, is typically repaid through the sale of the property when the last remaining applicant passes away or moves into long-term care
  • £899 advice fee only payable on completion

We're proud to be:

  • ​The UK's most trusted equity release adviser. Source: Trustpilot - correct at June 2023. Based on the number of 5* Trustpilot reviews compared to other equity release specialists.
  • The UK's number one equity release adviser. Source: UK Finance, Jan-March 2023 - correct at June 2023. Based on the number of new lifetime mortgage completions.
Page last updated: Thursday 06 July 2023