Opening Hours

Open at 9:00am Today

Opening Hours

  • Monday - Thursday

    9:00am - 8:00pm

  • Friday

    9:00am - 5:30pm

  • Saturday

    9:00am - 5:00pm

  • Sunday

    Closed All Day

Our Address

Key, Baines House,

4 Midgery Court, Fulwood,

Preston, PR2 9ZH


0808 252 9170

Update your car

An updated car can be safer, more economical and packed full with features that make your life easier. It's also a great excuse to get your dream vehicle! Of course, sometimes it's easier to dream about owning a brand new car than it is to afford one.

On the road to a retirement that suits you

One option that may be available to you is equity release - an opportunity to release some of the cash that’s locked in your house as a tax-free cash lump sum. The money can be spent as you wish - for instance, on a vehicle that will get you from A to B in comfort and style.

From built-in Sat Nav technology to Bluetooth, you wouldn’t invest in a new car without seeing what it has to offer. The same applies to equity release, and to discover if your home could provide you with the money you need, try our free online calculator.

Arrange advice today

Speak to one of our expert advisers over the phone or face-to-face, so they can get to know your needs. As we’re independent, our focus is you, meaning you’ll receive impartial advice to help you decide in your own time.

Mr Harkness

"I bought a 1951 Mark VI Bentley Mulliner bodied long wing model. There are only 150 made of that model. It’s a fairly rare car."

As an antiques enthusiastic, David Harkness from Stranraer wanted to pursue his passion for restoring vintage items.

He explained: “I had been considering equity release for a couple of years."

“Buying the car was certainly a part of my decision. I used to restore Bentleys in the 1970s and 80s and thought I would like to do the same for my retirement."

“The restoration took about six months and I spent roughly £7,000. The total cost of the car to date is £32,000. The interior was completely restored including all of the woodwork. Brass Tacks Upholstery Services did the leatherwork."

“My overall experience with Key was excellent. My adviser came on several occasions to chat. He didn’t push anything and he was helpful. I was really impressed and nothing was too much bother."

Now, if it’s a nice day I always take the car out for a drive. It always attracts a lot of interest!”

Things to consider

Our independent, specialist advisers search the whole market to find the right equity release plan for you. They’ll explain all the options available and that taking a plan reduces the value of your estate and may affect any means-tested benefits you’re eligible for.

You have to get specialist advice before releasing equity; it’s the only way to do it. The initial consultation is free with no obligation to proceed. If you decide to go ahead with an equity release plan our advice fee, usually 1.99% of the amount released, subject to a minimum of £1,499, is payable only on completion.  

With a lifetime mortgage, the most popular form of equity release, you’ll still own your home. As with any kind of mortgage, it’s a loan secured against your home. All equity release plans we recommend have a no negative equity guarantee, which means you’ll never owe more than the value of your home.

Lifetime mortgages typically have no monthly repayments, as the loan plus roll up interest, is repaid when the plan comes to an end.

If you are considering equity release we recommend that you read through is equity release right for you?